Do you live in the Rochdale? Are you having to make an insurance claim? Do you need insurance claims advice? As Rochdale Loss Assessors we are here to help !
At Bell Green we have professional Insurance Loss Assessors Rochdale ready to visit you and make sure that you get the best possible payout for your unfortunate event.
Our goal is to provide you with the best possible service for your insurance claim if you have had fire damage, theft, storm damage or water ingress then we will come out to your home in Rochdale and deal with your insurance claim professionally to make sure that you get the outcome that you need to cover the damage that has occurred.
If you reside in the Rochdale area and have recently suffered a fire, burglary or burst pipes and then get in touch with us to ensure that your claim is handled properly and your payout covers all the damage incurred.
So Why use a Rochdale Loss Assessor?
The role of a Rochdale loss assessor also referred to as a loss adjuster, is critical to ensuring that you and your circumstances are fairly represented and accounted for when making a claim on your insurance policy.
A loss assessor such as Bell Green is an independent organisation, hired by you the policyholder, to negotiate your insurance claim with your policy provider.
When making a claim on your insurance, whether that be a water damage claim, fire damage claim, theft claim or otherwise, the first steps your insurance company will take is to appoint a loss adjuster.
The loss adjuster will act on behalf of your insurance company to determine liability and ensure that your claim complies with the terms and conditions of your insurance policy.
Just as your insurance company will seek an independent party to assess your claim, so should you. As independent loss assessors Rochdale, we provide impartial and comprehensive assessment services to ensure that your case is accurately represented and prepared.
Your policy conditions will require proof and supporting documentation to be submitted in conjunction with your claim, which our team of specialists will compile on your behalf.
How we can help you
Our main area of expertise covers fire damage claims, theft damage and water damage claims.
Fire Damage Claims Rochdale:
We will assess the fire damage to your property and thoroughly document this to provide an accurate representation to your insurance company. Our experience with fire damage claims means that we know how to identify damage beyond the superficial; damage that could go unnoticed if you were to handle the claim yourself.
Not only could this damage cause you to be out of pocket and receive an insufficient payout, it could also pose a risk to you and your family in the future.
As part of your fire damage claim, Bell Green can help you organise emergency repairs and implement safety measures, such as the boarding up of windows and entrances.
Theft Damage Claims:
Theft claims can be extremely distressing, with victims often left feeling vulnerable and afraid. Handling and processing an insurance claim under this pressure can add undue stress and may result in an unfair payout. If you are a victim of theft, we will manage your insurance claim from start to finish, so you can focus on your own wellbeing and that of your family.
Bell Green will assess your claim from an unbiased, independent point of view to ensure that you or your insurer doesn’t miss anything. We will look at your policy to establish the terms of your cover and the contents it encompasses, before presenting the claim to your insurer and negotiating the best possible settlement for your theft claim. This will include collating proof of ownership for the stolen items to present to your insurer.
In addition to helping you with your claim for the stolen goods, we will also help you identify any damage to your property and present this to the insurer. If your home has been entered, it is likely that there will be some damage present. We will ensure that any damage to your windows, doors, locks or similar, is accounted for and included in your insurance claim.
Once the damage and missing items have been assessed, insurance companies will attempt to replace stolen items using associated suppliers with whom they receive volume purchasing discounts. This may not be to your benefit, and we will ensure that your options are kept open, for example you may prefer a cash settlement.
Water Damage Claims:
The effects of water damage can be devastating and detrimental to your livelihood, so it is important that your flood damage insurance claim be managed professionally and handled with your best interest in mind.
Bell Green can manage this claim on your behalf, identifying and documenting the damage caused and presenting it to your insurance company. Water damage may come in many forms, including damage caused by floodwater or a burst pipe. In addition to the damage that is immediately visible, water can be responsible for further electrical damage; damage to your carpets or flooring; damage to your wallpaper and plaster; or damage to your personal possessions.
Our team of professionals will help identify any water damage that goes beyond the superficial; water damage that may affect the structure or fabric of your property. If these problems are not identified during the assessment process, your claim entitlement could be underpaid, leaving you with costly repairs in the future and potential risks to your health and safety.
Floodwater causing damage to your property may be contaminated, which will require specialist attention. Thorough cleaning and drying is essential and should be carried out before any remedial repairs begin to take place, ensuring that any long-term damage is identified and repaired correctly. Insurance companies often overlook serious damage and long-term risks during the critical assessment stage, which can be detrimental to your health and leave you out of pocket in the future.
Bell Green will ensure that your water damage claim is managed professionally and safely. We will assess the damage and identify potential problems that could arise as a result of the flood damage, for instance, damage to the fabric or structure of your property. We will document all aspects of the damage, including any possessions or property affected by the floodwater and process your claim, negotiating the best settlement with your insurance company and maximising the terms of your insurance policy.
As part of your flood damage claim, Bell Green can also help you organise emergency repairs and implement safety measures, such as the boarding up of windows and entrances, and emergency electrical work.
We can also help you source alternative accommodation and secure an interim payment from your insurance company to cover the cost of a hotel or similar.
Contact us today
We will work on your behalf and deal with your insurance company to make sure that you can get your property back to a ship-shape condition without being left out of pocket.
Call Bell Green now on our 24 Helpline: 0800 955 1232 or email us at info@bell-green.co.uk